4 days old

Credit Portfolio Manager 2

Bengaluru, KA 560043
  • Job Code

Wells Fargo Small Business Lending is the country's leading small business lender with a full product suite to serve credit needs of small business owners. These products include line of credit, business cards, term loans, commercial real estate products. The business operates with an entrepreneurial spirit and is dedicated to operational excellence, team member development and redefining possibilities. Business Direct is a technically sophisticated, entrepreneurial organization committed to applying the most advanced mathematical and data-driven technologies to small business lending.

Wells Fargo Small Business Lending Risk Team is seeking a highly motivated and talented risk manager who loves to solve business questions, is able to think out-side-of-the-box and develop innovative yet practical risk management strategies, impacting the bottom line of the business through proactive designing of testing beyond standard practices and continuously driving enhancement. An individual who is results driven, goal oriented, and enjoys a fast-paced working environment will find this opportunity both challenging and exciting.

Job Duties may include:

  • Offshore team development includes driving hiring, training, development and retaining of strong analytical capabilities for the analysts that support the various functional areas of credit risk management.
  • Driving the discovery of new risk segmentation attributes and recommending value-added and practical solutions for risk management strategy enhancements via sound statistical methods by effectively mining rich and complex data sources. Keeping senior risk management closely informed of any emerging analytical data solutions, both internal or external (consumer or commercial).
  • Monitor/report various credit, vintage, product, offer, channel, industry, delinquency, loss rate and performance information, driving Acquisitions and/or Portfolio Management strategy decisions. Providing quick and statistically sound diagnostic evaluation of any emerging and unexpected credit or fraud risk.
  • To be effective in this position, you will need to have a deep understanding of credit from a full lifecycle perspective, a broad and strategic perspective on risk management, and practice in the test and learn discipline for strategy development, and be fluent in both the key technical tools of credit risk decisioning and sound credit judgment.

    Required Skills:

  • Post GraduateCollege Degree
  • 8+ years of credit risk analytics experience
  • 3+ years of team management experience
  • Strong understanding and willingness to work hands on , using exploratory techniques which can sometimes involve advanced statistics.
  • Strong project management skills with ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
  • Strong ability to develop partnerships and collaborate with other business and functional area
Desired Qualifications:
  • Strong analytical skills including analyzing complex data
  • Strong analytical skills with ability to turn findings into executable plans to meet business objectives
  • Ability to identify and evaluate trends, isolate root cause, and provide swift/thorough resolution
  • 4+ years of experience with SAS or SQL, or other data management, reporting and query tools
  • Knowledge and understanding of consumer and small business loan practices, policies, and procedures
  • Experience developing partnerships and collaborating with other business and functional areas
  • Knowledge and understanding of the key factors impacting credit offerings, including credit risks and regulatory requirements
  • Knowledge and understanding of all phases of project development and testing lifecycle
  • Ability to create and improve process through strategic thinking
  • Excellent verbal, written, and interpersonal communication skills



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Credit Portfolio Manager 2

Wells Fargo
Bengaluru, KA 560043

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Wells Fargo
Bengaluru, KA

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