29 days old

Credit Portfolio Consultant 2

Bengaluru, KA 560043
  • Job Code
Job Title Credit Portfolio Consultant 3

CCS Risk Management is looking for an experienced Credit Portfolio Consultant to support application/acquisition analytics, reporting and strategy implementation. This includes using advanced analytics to systematically determine the optimal approve/decline, credit limit assignment and pricing decisions for millions of applications per year.

Qualified candidates must have excellent communication skills, high degree of initiative, strong partnering and interpersonal skills, solid project/process management skills, as well as critical analytical thinking and SAS coding skills. Qualified candidates must also possess a results driven attitude committed to quality work.

Responsibilities may include (but are not limited to):
  • Developing and implementing origination credit and fraud policies, procedures, and strategies for credit card portfolios.
  • Monitoring and reporting (adhoc and automated) credit application quality, trends and strategy performance
  • Preparing monthly portfolio/program review presentations that highlight key performance metrics, explain variances, and showcase analytic findings
  • Working closely with business relationship managers, marketing managers and fraud managers to conduct portfolio, marketing campaign and fraud analysis
  • Conducting business development related due diligence analysis
  • Developing and presenting credit risk analysis and trends
  • Developing, implementing and monitoring auto decision strategies

Basic Qualifications

  • 6+ years consumer credit risk experience
  • 4+ Years Credit card and/or unsecured lending experience
  • A strong willingness to engage in a continuous learning environment through data and analytics
  • Demonstrated experience telling stories with data to both technical and non-technical audiences
  • Demonstrated experience in leading complex analyses and/or strategy development, preferably within acquisitions areas (i.e., underwriting stratey development including credit limit assignment strategies, applicant risk segmentation, pricing strategies, etc.)
  • Experience in designing test strategy frameworks, ideally in an acquisition environment

Minimum Qualifications

  • Excellent SAS, and Excel skills in performing complex large data manipulation
  • Microsoft Office package knowledge/experience required
  • Ability to build and document decision trees and process flows based on historical data
  • Direct experience building and automating production, and/or performance reports
  • Ability to manage multiple priorities and complete projects on time
  • Must be able to learn and work independently while managing time and priorities efficiently
  • Good verbal communication, written documentation and presentation skills
  • Bachelor's degree in a quantitative field

Preferred Qualifications

  • A credit risk management leader with at least 6 years of increasing responsibility within consumer lending
  • Understanding of analytic/scored decisioning environment
  • Credit card and fraud experience
  • Demonstrated excellence at developing sound credit processes and enhancing existing processes
  • Proficiency with SAS macros and experience in leveraging macros to make processes more efficient
  • Ability/willingness to periodically travel to U.S.


  • Financial Services
  • Marketing

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Credit Portfolio Consultant 2

Wells Fargo
Bengaluru, KA 560043

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Credit Portfolio Consultant 2

Wells Fargo
Bengaluru, KA

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